Know where your money goes.
Free. We don't store your financial details on our servers — after you continue with Google, your wallet saves to your Drive (app folder). Tracks accounts, expenses, income, transfers, and subscriptions; export tables as CSV anytime from the app.
Free demo. Completely free - try everything in your browser.
We do not collect or retain your financial data on our servers. To keep a wallet long-term, sign in with Google - we sync to your own Google Drive only. Tables can be exported as CSV (same layouts as Import CSV) from the Dashboard and each ledger page.
Drive session expired (common after idle). Your wallet on this device is unchanged - sign in below to reconnect and save again.
Sheets match Import CSV layouts. Per-page screens also have “Download CSV” for that table only.
With a monthly budget on a category, bars show spent vs budget; overages use red.
With expected monthly on an income source (Categories), bars compare actual receipts vs that target - surplus over the expectation uses green.
Read-only recap by calendar month - one section per month (collapsed by default except the month you picked in “View month”). Figures use ledger rows and opening balances per month bucket. Subs equiv /mo is the active subscription load billed to each account overlapping that month (yearly etc. scaled to monthly). Net after subs subtracts that from ledger month net to approximate margin after recurring subscriptions.
Add the real accounts you spend from and deposit into. Optionally set a reference limit (e.g. credit line). Mark accounts inactive to hide them from payment pickers, transfers, subscriptions, and the dashboard - they stay visible here for history.
Moves balance between accounts (ATM, paying a card from checking, wallet → cash, etc.).
Charged account is required. Fill either both start and end dates, or fill installments paid and installments remaining together (needs a start date - we compute totals and end date from those counts).
Anything not marked Completed stays here. Finished plans move to Completed subscriptions below (collapsed until you expand).
Expense rows link here · optional monthly budget.
Income rows link · Solar, Salary…
Create custom tables with a title and columns. New tables start collapsed - use ▾ on a card to expand it. Drag ⠿ on a card header to reorder tables. Tables are read-only until you choose Edit; then you can change the topic, description, headers, cells, add rows, or delete the table. Each card starts with three data rows; when you use the last row, three more empty rows appear. Data is stored in your wallet file.
Free-form cards: paragraphs, lists, to-dos, and simple tables. New cards start collapsed - use ▾ to expand. Each card has a topic and optional description (edit with Edit). Drag the ⠿ handle to reorder. Checkboxes on to-dos work anytime; other content is read-only until you edit. Stored in your wallet file.
Ledger tables - use the same column layouts as Download CSV on each page or Download all (Excel) (accounts, expenses, incomes, transfers, subscriptions, category sheets). Matching names reuse accounts and categories instead of duplicating them.
Savings tables - separate free-form grids on the Savings page: each file must have saving or savings in the filename (see list below).
First row = your column titles (any labels you need - month trackers, credit-card savings, deposits, etc.); each file becomes one new table. Mix savings CSVs with ledger CSVs in the same upload if you like.
Tip: Under Settings → Sidebar tabs, you can show or hide main nav items (Accounts, Expenses, …, Monthly summary); Import CSV, Settings, and the lower links always stay visible. See Instructions for details.
accountexpense, income, transfersubscriptionsaving or savings (e.g.
solar-savings-2026.csv, credit-card-savings-1.csv). First row = column titles (any names); all values import as text. Each file creates one table on the
Savings page. Up to 20 columns.
No files selected · you can choose several at once.
After a successful upload, your wallet stays on this device. If you are signed in with Google, we also save to your Drive in one step. Download all (Excel) includes ledger sheets only (not Savings grids) - back up savings by copying tables in the app or keeping your savings CSVs.
Each row is a calendar month bucket: that month’s account snapshot plus expenses, income, and transfers. Categories, subscriptions, and savings-plan tables are not removed.
No month buckets in this wallet yet.
Permanently remove the wallet backup this app keeps in your Google Drive (hidden app data). Requires Google sign-in. Your Google account itself is not deleted.
A quick guide for new users: how to log spending, income, and balances - and how each part of the app fits together. When something can’t be saved or is invalid, the app shows a dialog you can dismiss with OK or Escape; short success messages appear in the top bar next to the Saved status.
Open Settings (sidebar, below the divider) for your profile photo, display name, currency, autosave interval, and month ledger cleanup.
Use View month in the top bar to pick which calendar month you are working in. Most tables and charts only show rows for that month. The Dashboard summarizes expenses, income, and net cash flow for the selected month and highlights simple suggestions (for example when a category is over budget or income beats an expected target).
Open Monthly summary from the sidebar (directly below Categories) for a read-only archive: one collapsible block per calendar month in your wallet, using that month’s opening balances and ledger rows. Import CSV, Settings, Instructions, Privacy policy, and Contact live in their own sidebar group below a dividing line.
Accounts are the real-world places money lives: checking, savings, or a credit card.
Before you log a lot of transactions, set up expense categories (Groceries, Rent, etc.) and income sources (Salary, Side gig, …) on the Categories page.
An expense is money leaving an account for spending: amount, date, category, account it was paid from, plus an optional title and note. Each row belongs to the month of its date.
Income rows record money arriving: amount, date, account that received it, and source (from your income-source list). Use them for salary, refunds, interest, and similar inflows.
A transfer moves money between two of your accounts (for example checking → savings) without treating it as expense or income. Pick two different accounts and an amount for the month you care about.
Subscriptions track recurring charges (streaming, insurance, loans, gym, etc.): service name, billing frequency, cost per period, charged account (required), status, and either start/end dates or installment counts (with a start date) so the app can show paid vs remaining amounts.
The Savings screen holds separate flexible grids - monthly solar totals, fixed deposits, credit-card discount trackers, or anything you want as columns and rows. Data is stored as text cells in your wallet JSON.
To import, use Import CSV with one CSV per table, or build tables by hand. A typical CSV export from a spreadsheet or other tool gives a header row plus data rows - that works as long as the filename includes
saving or savings (e.g. credit-card-savings-1.csv). Headers can be anything:
Month, Due, Received; Name, Account, Date, Invoice Value, Paid, Saved, Annual Fee; extra columns like Discount % are fine - up to 20 columns.
.csv) becomes the table topic in Savings (spaces instead of hyphens).
If a file is skipped as “unknown,” rename it so saving/savings appears and the name doesn’t trigger another rule first (see Import CSV list). Download all (Excel) does not include Savings sheets - reuse your CSVs or copy from the Savings page for backup.
The Other tab sits in the sidebar between Savings and Monthly summary. Use it for notes and simple lists that are not part of your ledger - ideas, packing lists, project to-dos, or a scratch table. Cards are saved in your wallet (and on Drive when you sync). There is no CSV import for this page, and Download all (Excel) does not export these cards.
Toggle the tab under Settings → Sidebar tabs if you want Other hidden from the nav (see Settings & sidebar above).
Import CSV sits in the lower part of the sidebar (below the divider), together with Settings, Instructions, Privacy policy, and Contact. Use Choose CSV files to pick one or more CSVs. The Upload & save button appears after you select files: it imports into this device’s wallet, shows a short summary per file, then - if you are signed in with Google - saves to your Drive in the same step.
Two kinds of import: (1) Ledger files follow the column layouts from this app’s Download CSV / Download all (Excel) - accounts, expenses, incomes, transfers, subscriptions, and category sheets (see the bullet list on the Import page).
(2) Savings files use saving/savings in the filename and your own headers; see Savings tables (CSV) above. You can upload both kinds together in one batch.
Download all (Excel) from Dashboard, Settings, or Import gives one workbook with ledger sheets only - it does not export Savings grids or Other cards. Keep savings backups via your imported CSVs or by copying tables on the Savings page; copy Other cards in the app if you need a text backup.
Per-page Download CSV buttons match what Import expects for each ledger table.
Signed in with Google? Use Save to Drive / Sync from Drive so the same wallet follows you across devices. Demo-only data stays in the browser until you save.
This page describes how TheWalletly handles information when you use the app. Our product is hosted as a web application; wallet data stays under your control when you sign in with Google Drive. Effective date: April 27, 2026.
We do not operate a proprietary cloud database for your ledger. What you enter (accounts, expenses, income, subscriptions, preferences) normally lives in your browser session and, after you authorize Google Drive, inside your Google account’s restricted app-data area. We aim to minimize data collection and to be transparent about the services involved.
When you submit the Contact form while signed in with Google, we send fields (name, email, topic, message) to Google’s Form endpoint so they appear in our response spreadsheet. Processing is governed by Google’s Privacy Policy. Do not include banking credentials or full payment numbers in feedback.
Ledger data persists until you delete the underlying Drive app file(s), revoke the app’s access in Google Account settings, or clear local demos. Tokens expire per Google policies; reconnect if prompted after idle periods.
Use a modern browser over HTTPS whenever this app is deployed. Protect your Google account with two-factor authentication. Exports you download leave the app as files entirely under your control.
TheWalletly is intended for adults managing household or personal budgets. Users under parental guidance should coordinate use with a supervising adult responsible for linked Google accounts.
For questions about privacy or this policy, use Contact in the sidebar - the in-app feedback form there. If we materially change practices, we will update this panel and revise the effective date above.
TheWalletly helps you stay on top of cash flow without giving up custody of your data when you sync to Google Drive. Use the form on the right to send ideas or issues; your submission is relayed privately to our team through Google Forms. Sign-in required so only active Google-connected users reach our inbox.
Know where your money goes.
TheWalletly is a budgeting workspace that stays with your Google account: ledger data saves to Drive’s app-data folder, while exports give you spreadsheets you can audit anytime.
Enterprise hosting or white-label deployments require a separate agreement; the standard product remains free for end users under our usage terms shown in the sidebar.
Share product suggestions, bug reports, or general feedback below. Submitting uploads your responses to our secure inbox (hosted on Google) - no separate browser tab needed. You must stay signed in with Google to submit.
Sign in with Google using the button in the top bar (or the offline banner prompt) before you submit this form - we only collect feedback from authenticated users tied to your current session.